Selling a home is tough on its own, but it becomes even harder if you discover there’s a lien on your Maple Shade property. While not the end of your selling journey, it does create more problems that you need to solve first before you can resume selling.
Today we’ll be giving you tips on selling your Maple Shade property with liens.
What is a Lien?
A lien is a legal claim or right against someone’s property, typically used as security for the payment of a debt or other obligation. When a person downsizes their Maple Shade home, they may have to deal with liens that are placed on the property by creditors. These liens can make it difficult to sell the home or refinance the mortgage, so it’s important to be aware of them before making any decisions.
What Kinds of Liens Should I Know About?
There are several different types of liens that can be placed on a property, including:
Mortgage liens
A mortgage lien is placed on a property when the owner borrows money from a lender to purchase the home. The lender uses the property as collateral for the loan, and the lien is removed once the loan is paid off.
Tax liens
Mechanic's liens
HOA liens
Is it Possible to Sell a Maple Shade House with Liens?
Yes, you still can sell a with liens, but it may be more difficult than selling a house without liens. When there are liens on a property, potential buyers may be deterred because they know that they will have to pay off the debts before they can take ownership of the home. On top of this, lenders may be hesitant to provide financing for a Maple Shade home with liens, so it’s important to talk to a lender before putting the house on the market.
If you are considering selling your home and there are liens against it, you may want to consult with an experienced real estate attorney who can help you navigate the process or look for other ways to sell it.
How to Sell a House in Maple Shade with Liens
First, you will need to disclose the liens to potential buyers so that they are aware of them before making an offer on the property. Once you have a contract on the property, you will need to work with the lien holders to pay off the debts before the sale can be finalized.
Another way you can sell it is through a professional cash homebuyer.
Sell to a Professional Home buyer in Maple Shade
Still wondering “how can I sell my house in Maple Shade, NJ if it has liens against it?” The answer is a professional cash homebuyer.
With this option, you get to sell your house as-is. No need to worry about resolving the lien or even renovating your home! A professional home buyer like Aim High Properties, LLC. buys houses for cash in Maple Shade, NJ. The houses we purchase come in many different physical states and conditions. Going through a divorce? Not a problem! We can work out a deal that is favorable to both you and your former spouse.
When you sell to a professional home buyer, you’re working directly with the one buying the house. So, there are no realtor fees, closing costs, or commissions you need to worry about. 100% of the sales proceeds goes directly to you. This money could be used to pay off your debts.
Partnering with Aim High Properties, LLC
At Aim High Properties, LLC, we buy houses in New Jersey, and we strive to make the selling process as easy as possible for you!! is here to make selling your home easier than ever. Working with Aim High Properties, LLC means no complicated paperwork or negotiation deals. Our contracts are simple. We provide you with a fair offer within 72 hours or less.
You are under no obligation whatsoever to accept our offer, so take all the time you need to think about it! If this offer is favorable to you, you can choose which date you want to officially close the sale on. Then, just sign the prepared paperwork and count your cash. It’s really as simple as that! At Aim High Properties, LLC, consider us your full-service team. Contact Aim High Properties, LLC at (856) 861-6000 today to learn more.