Going through bankruptcy is difficult enough on its own. Add in the fear of losing your home and it can become altogether unbearable. If you’re going through bankruptcy, first of all know that there’s nothing to be ashamed of. The number of people who’ve filed for bankruptcy have increased since the beginning of the pandemic, so you’re not alone in this.

If you’ve filed for Chapter 7 and are looking to sell your home, here’s what you should know.

How to Sell a Home While Going Through Bankruptcy

Chapter 7 is the most common form of bankruptcy and is designed for individuals (whether married or single) who cannot pay their bills. When you file for Chapter 7, a bankruptcy trustee is appointed to you who will then help you make financial decisions. Under Chapter 7, you will need to pay for any debt including:

• Credit card bills
• Medical and dental bills
• Unsecured loans
• Certain taxes

Filing for Chapter 7 does not automatically mean you have to give up your home but for many, this is the most logical solution. If you want to sell your home, the first thing you need to do is to speak with your bankruptcy trustee and get the go signal. This is to ensure that everything is legal and by the book. Once they’ve agreed to the sale, it’s just a matter of finding a buyer.

Sell Through a Real Estate Agent

You can look into selling your home through a real estate agent, which is the first option many consider. While this can be a good option for those who want someone to guide them through the selling process, there are some things you should know about first. If you don’t have the budget to spruce up your home, be prepared to take a serious price cut from your selling price. Don’t forget you also need to think about agent fees and closing costs.

Sell to A Professional Home Buyer!

If you’d rather not go through the trouble of marketing your home and preparing it for open houses, or if you’d rather not shell out money to renovate your property before selling it, you can always choose to sell to a professional home buyer. If you’re ready to sell your home, don’t hesitate to reach out to us here at Aim High Properties, LLC. We are a cash home buyer in Maple Shade, NJ and we buy homes in every condition.

The advantage of selling to a professional home buyer is the convenience. You don’t have to spend on repairs, you don’t have to take time out of your day to host open houses, and you don’t have to wait for months just for a buyer to show up–only for him to back out at the last minute due to problems with his mortgage.

Interested in the prospect of selling your property to a cash home buyer based in Maple Shade, New Jersey? Look no further, because here at Aim High Properties, LLC, we buy houses in Maple Shade for cash. Enjoy a fast, reliable, and convenient transaction when you decide to sell your home to us today.

We Buy Homes Fast for Cash in Maple Shade, New Jersey

Here at Aim High Properties, LLC, we buy houses regardless of the condition. You don’t have to shell out money to cover renovations and repairs as we buy your home as-is. When you choose us as your home buyer, you can expect us to provide you with the best cash offer for your home resulting in a quick, painless close. We buy houses in Maple Shade, New Jersey, so if you’re looking to make a quick, clean, and fair sale, we’re the house buying company for the job.

We will provide you with a fair cash offer for your house. And the decision to accept or decline our offer is completely up to you. The best part of our process is that it is absolutely FREE. You are in no way obligated to take our cash offer if it does not align with your expectations. Interested in selling your home or want to know more about the process? Call us today at (856) 861-6000.